L.M. Kohn & Company has a contractual agreement with RBC Correspondent Services (RBC CS) to serve as our clearing firm. This fully disclosed agreement states the responsibilities of each party. Prior to the agreement becoming effective, RBC CS is responsible for making all disclosures to our firm’s designated examining authority as required by NYSE Rule 382. Each client of our firm is notified of the relationship via a disclosure letter. The disclosure letter details the responsibilities that our firm (the introducing broker-dealer) and RBC CS (the clearing firm) have to the client. Although client assets are held by RBC Capital Markets Corporation, neither RBC Capital Markets Corporation nor RBC CS has responsibility for the financial condition or performance of our firm or our Financial Consultants. Our clearing firm, RBC Correspondent Services, is a division of RBC Capital Markets Corporation. RBC Capital Markets Corporation is a member of the Securities Investor Protection Corporation (SIPC). SIPC is a nonprofit membership corporation funded by its member security broker-dealers. SIPC protects the securities clients of its members in the event of the failure of a member firm. SIPC reimburses clients the cash value of their securities up to $500,000 per client. Any cash in a client’s account would be reimbursed by SIPC up to $100,000 (reducing the $500,000 above). RBC Capital Markets Corporation has purchased an additional policy that offers coverage in excess of the protection provided by SIPC. This coverage covers additional securities and cash protection up to $99.5 million per client, of which $900,000 may be in cash. A $400 million aggregate limit applies to this additional coverage. RBC Capital Markets Corporation also offers protection if a client’s securities are missing because of theft by an outsider, computer fraud or theft by an employee for personal gain. In such cases, the firm’s CAN$310 million Financial Institution Bond coverage would cover the client’s losses, subject to that policy’s terms, conditions and limits. Note: Neither SIPC protection, nor protection in excess of that offered by SIPC, covers a decline in the value of a client’s assets due to market loss. Additional information is available upon request or at www.sipc.org.

* Neither SIPC protection, nor protection in excess of that provided by SIPC, covers a decline in the value of your assets due to market loss.

Deposits in the RBC Insured Deposits, with the exception of amounts classified as “Pending Deposits,” are held by the Program Banks, not RBC Correspondent Services. They are not covered by SIPC. Balances classified as “Pending Deposits” are scheduled to be deposited in the Program Banks on the business day following the statement date, and thus, these deposits are covered by SIPC until such time as they are deposited in the Program Banks. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor at each bank subject to certain limitations. This means that your funds in excess of $250,000 in the same insurable capacity at any single Program Bank are not insured. FDIC insurance coverage amounts are subject to the combined total of all deposits at a specific Program Bank including deposits held by the Program Bank outside of this account. Please refer to the RBC Insured Deposits Disclosure Statement and our website at www.investor−connect.com for more details, including the current aggregate FDIC deposit insurance amount available through the Program. For questions concerning bank balances, please contact your Financial Advisor.

Portfolio Performance Disclosures:

The most important performance expectation is the achievement of long-term investment results that are consistent with the client’s stated investment objectives, risk tolerance, and time horizon. Implementation of portfolio recommendations will be directed toward achieving this return and not toward maximizing return without regard to risk.

Client recognizes that this real return objective may not be meaningful during some time periods. In order to ensure that investment opportunities available over a specific time period are fairly evaluated, comparative performance statistics (including benchmark indices) will be used to evaluate investment results. The historical data of benchmark indices are for illustrative purposes only and do not represent the performance of any specific investment or portfolio. Past performance does not guarantee future results. Indexes are unmanaged, do not reflect the deduction of fees or expenses, and are not available for direct investment.

Past performance does not guarantee future results. The investment return and principal value of a client’s investments when sold or redeemed may be worth more or less than the original cost.

Social Media Disclosures:

Throughout this website you may find direct links to various Social Media pages including but not limited to LinkedIn, Twitter, Facebook, Instagram, and YouTube. Content on these pages consists of the opinions of those specific parties creating it, and it is provided for information purposes only. Nothing posted on these pages should be regarded as legal, tax or financial advice. There is no guarantee as to its accuracy or completeness. Investment decisions should be based on an individual’s own goals, time horizon and tolerance for risk.

Endorsements and/or recommendations on social media pages are unsolicited third-party opinions or comments that should not be considered a testimonial. Any person who endorses or recommends an affiliate of L.M. Kohn & Company has not been paid to do so. Recommendations may not be representative of the experience of other customers. No endorsements or recommendations are guarantees of future performance or success.

Social Media companies earn revenue through targeted paid advertisements and the utilization of various algorithms, designed to put ads in front of their intended audience. L.M. Kohn & Company and its representatives are unaffiliated with companies whose advertisements are seen on these pages, and the content is owned by the company paying for this service. L.M. Kohn & Company does not endorse or partner with any companies whose advertisements appear on ours or our affiliates’ social media pages.